TERMS AND CONDITIONS

Last Updated: April 6, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the website(s), products, and services provided by IR MSO LLC (“Company,” “we,” “us,” or “our”).

By accessing or using our website or purchasing products or services, you agree to be bound by these Terms. If you do not agree, you should not use our website or services.

1. Eligibility
   • You must be at least 18 years old to use this website or purchase our products or services.
2. Use of Website
   You agree not to:
   • Use the website for unlawful purposes
   • Interfere with site security
   • Attempt to gain unauthorized access
   • Use automated scraping tools
   • Transmit malware or harmful code
   • Violate intellectual property rights
3. Intellectual Property
   • All website content, including text, graphics, logos, images, software, and trademarks, are
     owned by or licensed to the Company and protected under applicable intellectual property laws.
   • You may not reproduce, distribute, or exploit content without written permission.
4. Products and Services
   • We reserve the right to modify product offerings, change pricing, discontinue services, or refuse
     service. All purchases are subject to availability.
5. Payment Terms
   • By purchasing a product or service, you agree to provide accurate payment information, pay all
     applicable charges, and authorize us to charge your selected payment method. We may use
     third-party payment processors.
6. SMS and Communications
   If you opt-in to receive SMS communications:
   • Message frequency may vary.
   • Message and data rates may apply.
   • Reply STOP to unsubscribe.
   • Reply HELP for assistance or contact us at [Email Address/Business Number].
   • Consent to receive marketing communications is not a condition of purchase.
   • Transactional messages may be sent related to orders or services.
   • Mobile information will not be shared with third parties or affiliates for marketing or
     promotional purposes. All the above categories exclude text messaging originator opt-in
     data and consent; this information will not be shared with any third parties.
   • Carriers are not liable for delayed or undelivered messages.
   • SMS is not a secure or encrypted form of communication. You agree not to send
     Protected Health Information (PHI) or sensitive medical details via text message.
7. Healthcare Disclaimer & HIPAA
   • The information on this website is for informational purposes and is not a substitute for
     professional medical advice.
   • Your use of this website does not create a doctor-patient relationship.
   • Please refer to our Notice of Privacy Practices for details on how we handle Protected
     Health Information (PHI) under HIPAA.
8. Disclaimers
   • THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE
     DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY,
     FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee
     uninterrupted or error-free service.
9. Limitation of Liability
   • To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental,
     or consequential damages, lost profits, or data loss. Our total liability shall not exceed the
     amount paid by you in the 12 months preceding the claim.
10. Indemnification
    • You agree to indemnify and hold harmless the Company from any claims arising from your use
      of the website, violation of these Terms, or violation of applicable law.
11. Third-Party Links
    • Our website may contain links to third-party sites. We are not responsible for their content or
      practices.
12. Termination
    • We may terminate or suspend access to our website or services at any time without prior notice.
13. Governing Law
    • These Terms shall be governed by the laws of the State of [State], without regard to conflict of
      law principles.
14. Dispute Resolution
    • Any disputes shall be resolved by binding arbitration OR courts located in [County, State]. You
      waive the right to participate in class actions unless prohibited by law.
15. Force Majeure
    • We are not liable for delays or failure to perform due to events beyond our reasonable control.
16. Severability
    • If any provision of these Terms is found unenforceable, the remaining provisions remain in
      effect.
17. Changes to Terms
    • We may update these Terms at any time. Continued use of our website constitutes acceptance
      of the updated Terms.
18. Contact Information
    • IR MSO LLC – (833) 532-6556